You can claim for mis-sold Payment Protection Insurance (PPI), if any of the following
statements apply to you. If you believe they do, you may be eligible for a refund
of your PPI premiums plus the interest charged on the insurance.
- PPI was added to your loan, credit card or mortgage without your knowledge
- the salesperson implied PPI was compulsory
- you were told taking out PPI would improve your chances of obtaining
finance
- policy exclusions such as stress related illness and back problems were not pointed
out to you
- you were unemployed, retired or self-employed at the time of taking out the cover
- you had a medical condition at the time of the sale that could have prevented you
working in the future and you made the salesperson aware of this
- at the time of the sale you exceeded the upper age limit, usually 65 or 70
- you already had alternative cover such as income protection or an employee benefits
package but were not asked about this
- PPI was purchased to cover a long term loan, but the insurance sold to you covered
a much shorter period though this was not explained
- How long does a claim for mis-sold
PPI take?
- How much am I likely to receive for a mis-sold
PPI claim?