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About your claims

Did you apply for at least one of your loan/credit card(s) after 2005? *

Yes

Did you take out PPI with at least one of your
loans/credit card(s)? *

Yes

Are You In A DM or IVA? *

Yes

Is at least one of your loans/credit card(s)
paid off or up to date? *

Yes

What is Payment Protection Insurance (PPI)?

Payment Protection Insurance is a policy is designed to cover your monthly loan or credit card payments (or a percentage of them) if you become unemployed due to an accident, illness or injury or because you have been made redundant.

It is also known as PPI, loan protection insurance or Accident, Sickness and Unemployment cover (ASU).

Am I paying for Payment Protection Insurance?

If you have a mortgage, loan, credit card, store card or have obtained any other finance in the last 10 years, you may be paying for Payment Protection Insurance (PPI).

To find out if you are one of these people, check your loan agreement or credit card/store card statements to see if it includes PPI.

For loans, the PPI may be a single-premium policy, which will be shown on your loan agreement as a lump sum added to the loan.

For a credit card, PPI charges should be shown on your statement, as they will be added to your account every month.

How do I know if I
was mis-sold ppi?

Do any of the following statements apply to you:

- You didn't ask for PPI, but it was added anyway?

- You were told the insurance was compulsory or by taking it, you would have a better chance of getting the loan.

- You weren't aware PPI was optional or that you could buy cheaper cover elsewhere.

- You were unemployed, retired, self-employed when you took out the cover.

Free Assessment Call

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* Please note that on Saturdays
we operate a reduced service

Thinking smarter is our philosophy, if you've been sold a financial product that didn't meet your needs, or if you find yourself faced with debt, by thinking smarter, we will provide the solution.