For years, credit card providers have been issuing customers with excessively high charges for simple mistakes, such as going beyond their agreed credit limit or for making a late payment.

Credit card companies usually charge £12.00 for these mistakes, but any charges received prior to April 2006 could be for as much as £35.00 each.

If you've been subjected to unfair credit card charges, then it's time to get smart and claim back what is yours.

On your behalf we will calculate all unfair charges and the interest added on to these charges and then negotiate with your credit card provider to request a full refund.

If your claim is successful, our fee is 25% of the total compensation offered plus VAT.

Our average amount of charges claimed back on a credit card is £430.

To date we have helped over 120,000 customers to reclaim unfair charges, recovering more than £57 million in refunds for them.

We are also able to investigate whether you are owed money for mis-sold Payment Protection Insurance (PPI).